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City of Bremerton
345 6th Street, Suite 600
Bremerton, WA 98337
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Other Assistance

Kitsap Consolidated Housing Authority (KCCHA)
KCCHA offers two homeownership programs, plus courses and counseling to help individuals and families prepare financially for their goal of home ownership.

Visit KCCHA's Home Ownership Programs webpage for details.
  • Family Self-Sufficiency
    A program to set goals and obtain the skills needed to achieve financial independence and the pride that goes with it.
  • First-Time Homebuyer's Class
    A 5-hour course to prepare you for home ownership and familiarize you with the home buying process and programs. Certificates awarded upon completion. This course is fulfills the City of Bremerton Down Payment Assistance Program Homebuyer Education requirement.
  • Down Payment Assistance
    Financial Assistance for the first-time homebuyer, for income eligible applicants.
  • Mutual Self-Help Construction
    Income-eligible participants build their own and each other's homes as a group, with lots of assistance and training from KCCHA.
Washington State Housing Finance Commission (WSHFC)
The WSHFC offers several programs aimed at making the dream of homeownership a reality. Visit WSHFC at http://www.wshfc.org/ for details, and a list of program lenders.
  • House Key State Bond Loan Program
    This is a first-mortgage loan program providing below-market interest rates to first-time homebuyers qualifying on the basis of household income. Visit the WSHFC's House Key State Bond Loan Program site for details about the program.
  • House Key Plus
    This is a down payment assistance second-mortgage program for qualified borrowers. In Kitsap County, funds up to $5,000 are loaned at 5% interest rate for a term of 10 years. Visit the WSHFC's House Key Plus Program site for details about the program.
  • Home Choice
    This is a down payment assistance second mortgage program for qualified borrowers who have a disability or a family member with a disability living with them. Funds up to $15,000 are loaned at 1% interest, payment deferredOne-on-one counseling is required. Visit the WSHFC's Home Choice Program site for details about the program.
  • House Key Veterans
    This is a down payment assistance second-mortgage program for qualified Veterans who have honorably served our country. Funds up to $10,000 are loaned at a 3% interest rate for a term of 10 years. Visit the WSHFC's House Key Veterans site for details about the program.
  • House Key Schools
    This is a downpayment assistance second-mortgage program for qualified school employees and educators. Funds up to $10,000 are loaned at 3% interest rate for a term of 10 years. Visit the WSHFC's House Key Schools Program site for details about the program.
This is an Equal Opportunity Program.
Discrimination is prohibited by Federal Law.
Complaints of discrimination may be filed with the Administrator,
RHCDS, USDA, Washington, DC 20250-0700